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Why are my eBay items not displaying the Immediate Payment feature ?
Immediate Payment is a feature of the eBay API which is specific to certain categories which contain time-sensitive listings. The Categories.Category.AutoPayEnabled node of a GetCategories XML request can be accessed to determine if a specific category ID supports Immediate Payment.
http://developer.ebay.com/devzone/guides/ebayfeatures/Development/Listing-PaymentMethod.html#RequiringImmediatePayment